Hi Ben,

Throughout the course of the article, I broke down the issues with the 4% retirement rule.

Some other resources here which demonstrate the 4% rule doesn’t work for most people:

The main issue is that withdrawing too much is detrimental to your nest egg, and the only logical fix is to decrease the amount that you withdraw, agreed? With this in mind, a couple of these resources recommend 3%, and I recommend a lower withdrawal rate as well.

Thanks for your response, please let me know if you have any further questions, I’d be happy to discuss!

Investment banker, global citizen interested in the pursuit and sharing of knowledge. Inquiries to pendorapubs@gmail.com

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